![]() I’ve included links to check register templates below as well as a downloadable checkbook register worksheet that you can print for your convenience. If you are using a spreadsheet, you can have it automatically calculated for you. If you are using the paper method, you need to calculate this manually with each entry. Previous available balance + deposit – expense = Current available balance ![]() It is where you find your available balance. ![]() Column E is for money out column F is for money in 6. Enter your amounts into the appropriate columns. One for deposits (money in) and one for withdrawals (money out). You can make them general or specific, but remember to keep them consistent. For example, G for groceries, D for dining out, E for entertainment, etc. This will help you evaluate if you are on track with your budgeting goals. Add a column to assign a code for a budget category. Budget categoryĪlthough this is not necessary, I recommend it when filling out your check register. Column C is the transaction description 4. If it was a withdrawal or payment then note who the payment is to. If it is a deposit, you can note who the deposit is from. Column B is the transaction reference number 3. You can assign whatever codes you want as long as it makes sense to you and they are consistent. If it is a cash withdrawal put something like ATM, the Deposit can be DEP. Here you will enter a reference number for the transaction. The first column is the date of the transaction whether this is a deposit, withdrawal, written check, bill pay, Venmo payment, or Apple pay…I think you get the idea. You can order the columns any way you choose 1. so if you already know this stuff you can skip to the end.īelow is based on my example. I also included some resource links for check register templates for your convenience. There are visual examples of how to fill out a check register later in this article. Regardless of whether it is paper, spreadsheet, or app the information you track and the basic concept will be the same. Ultimately, choose what you feel most comfortable with because consistency is the key to your success with money management. Most apps will do this for you, so there is a huge advantage to using an app. Whereas in a paper method, you will need to do the math yourself. Another advantage to filling out a check register in a spreadsheet is that you can create formulas to automatically calculate your balance. However, if you have a lot of transactions and many are repeating then you may find that a spreadsheet or app works best. ![]() If you are not computer savvy and you do not have many transactions to monitor then a paper check register will work just fine. Any method that works for you and that you don’t dread using is the one to pick. There are also many software programs and apps you can use for filling out a check register as well. It is totally up to you if you choose paper or a spreadsheet for your check register. WHAT IS A CHECK REGISTER? What should you use for a check register? A check register is a place where you enter all of your deposit and withdrawal transactions that occur in your checking account.įor more information about what a check register is, check out my blog below What is a check register?īefore we get started let’s define what a check register is. This post will guide you to filling out a check register so you can start effectively managing your money. Not sure how to fill out a check register? Regardless of whether you are using a paper method, a spreadsheet, or an app the information you need will be the same.
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